|
All agents are NOT alike! Find out why we are top real estate experts. Call us: 302-234-6046.
|
Request Our Free Relocation Package!
Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
Find Out More >
View All Offers >
|
 Compare
three mortgages at one time. Download TripleCalc now. It's
free. |
Team Patrick are some of The Top
Selling Real Estate Experts™
Find Out More > |
|
|
|
The Best Mortgage Calculators On the Web! Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... What Is Your APR?
Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage. Press the report button for a full amortization schedule, either by year or by month.
Definitions
- Annual Percentage Rate (APR)
- A standard calculation used by lenders. It is designed to help borrowers compare different loan options. For example, a loan with a lower stated interest rate may be a bad value if its fees are too high. Likewise, a loan with a higher stated rate with very low fees could be an exceptional value. APR calculations incorporate these fees into a single rate. You can then compare loans with different fees, rates or different terms.
- Mortgage amount
- Original or expected balance for your mortgage.
- Interest rate
- Annual interest rate for this mortgage.
- Term in years
- The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.
- Monthly payment
- Monthly principal and interest payment (PI).
- Total payments
- Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.
- Total interest
- Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.
- Loan origination percent
- The percent of your loan charged as a loan origination fee. For example, a 1% fee on a $120,000 loan would cost $1,200.
- Discount points
- Total number of "points" purchased to reduce your mortgage's interest rate. Each "point" costs 1% of your loan amount.
- Other fees
- Any other fees that should be included in the APR calculation. These fees can vary by lender, but at a minimum usually includes prepaid interest.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Real Estate Contracts >Completing The Sale
Some buyers and sellers arrive at the closing feeling terrific about the transaction. They like each other, their new home, their real estate agent, and even the lender! Others feel completely stressed out as a result of the transaction process. Whether you are the buyer or the seller, you can play a part in determining which of these scenarios characterizes your closing.
The professionals who are involved in real estate transactions work hard to make things go as smoothly as possible, but the quality of the transaction often depends not so much on what happens, but how you react to what happens. If you communicate confidence in the professionals who are helping you, the atmosphere will remain positive even if there are complications to be worked through. Real estate transactions are inherently complex. One of a real estate agent's most important responsibilities is to complete the sale, even if everything that could possibly go wrong occurs.
|
 |
| Q |
Which islands are considered the largest islands in the US?
|
| A |
The Hawaiian Islands with 10,456 square miles are followed by Kodiak Island in Alaska at 9,510 square miles. |
 See More Real Estate Trivia > |
|
|
Team Patrick
Jan Patrick, Inc.
7234 Lancaster Pike
Hockessin, DE 19707
Phone: 302-234-6046
Fax: 302-234-6049
JanPatrick@NUMBER1EXPERT.com
Jan Patrick is ranked as one of the top producing real estate agents in the United States. Licensed in the states of Delaware and Pennsylvania, Jan has a team of people to assist her in providing the highest level of service to her clients. Jan is known for her innovative approach to marketing homes, the personal attention she gives to buyers, and her total commitment to providing excellence in real estate services. Jan was the first real estate agent in the state of Delaware to hold the Certified Luxury Home Marketing Specialist designation.    
www.TeamPatrickHomes.com is brought to you by
Team Patrick
NUMBER1EXPERTS™ in real estate for
Wilmington, Hockessin and New Castle County, Delaware, Luxury Homes and Investment Properties Read Team Patrick's
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERTS™ 
