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Welcome > Local Info > School Information ...

Get Free Wilmington, Hockessin and New Castle County School Reports From Local Experts, Quickly by Email

Everyone offers free school reports. We do too! Plus we offer more. As top Wilmington, Hockessin and New Castle County real estate agents, we can tell you things about the schools that no report generated by a computer will ever know. Remember, we consult with people moving to the Wilmington, Hockessin and New Castle County, Delaware area on a daily basis. It's our job to know, and our job to tell you.

Call us for a first-hand experience of the local schools. Or fill out this form to send us a message right now. It's free and without obligation. We'll get back to you immediately with a phone call, a free report, or a brochure from a local school...

What ages are your children? We'll tell you what your choices are for schools in Wilmington, Hockessin and New Castle County. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Q	What are the financial benefits of having a home near a body of water?
A	The mere presence of water within 300 feet increases a home's value by 22 percent.
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Team Patrick, REALTOR®, real estate agents and broker for Wilmington, Hockessin and New Castle County Delaware home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Patrick
Jan Patrick, Inc.
7234 Lancaster Pike
Hockessin, DE 19707
Phone: 302-234-6046
Fax: 302-234-6049
JanPatrick@NUMBER1EXPERT.com
Jan Patrick is ranked as one of the top producing real estate agents in the United States. Licensed in the states of Delaware and Pennsylvania, Jan has a team of people to assist her in providing the highest level of service to her clients. Jan is known for her innovative approach to marketing homes, the personal attention she gives to buyers, and her total commitment to providing excellence in real estate services. Jan was the first real estate agent in the state of Delaware to hold the Certified Luxury Home Marketing Specialist designation.

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